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Man and son playing with a hose in front of their house. Blue button box saying Apply Now for Prequalification.

Securing a mortgage is one of the most significant financial decisions you'll make, and it's important to choose the best lender. In this exciting process, you'll soon discover that "We Revolve Around You" is more than a tagline for us. Whether you're a first-time homebuyer, designing your dream house, refinancing, refurbishing, or building an addition, Centric Bank will offer a mortgage solution that meets your financial needs. Your road to homeownership begins with a personal conversation with one of our expert mortgage specialists and a clear outline of opportunities, expectations, and advantages.

To begin the journey of homeownership or home improvement in Pennsylvania, contact one of our mortgage experts:

mortgage specialist getty wilson mortgage specialist Paul Zwally Robert Ryan, Mortgage Loan Officer

Getty Wilson
NMLS #586367
VP, Mortgage Team Leader

Paul Zwally
NMLS #792781
SVP, Director of
Mortgage Services

Robert Ryan
NMLS #659255
Mortgage Loan Officer

mortgage specialist Brian Connor Headshot of Sheila Perez-Smith  
Brian Connor
NMLS #460307
Mortgage Loan Officer

Sheila Perez-Smith
NMLS #2260726
Community Engagement Specialist


While our company offers competitive interest rates on residential loan packages, where Centric Bank truly shines is in the delivery of those services. While you take care of your home's architecture and amenities, we secure and protect your investment with a strong financial foundation—from the ground up.

We invite you to experience our private financing services with quick turnaround, short chain of command for lending decisions, and face-to-face conversations where we listen and answer your questions and concerns.

Pennsylvania Mortgage Rates

The current mortgage rates in Pennsylvania change daily. Your rate will also vary depending on several factors, including the loan term. The most common loan terms are 15 years and 30 years. A 30-year loan will have a higher mortgage rate than a 15-year loan. For first-time homebuyers, the options may seem confusing: fixed-rate, adjustable-rate, FHA, VA, USDA, among others. Our mortgage specialists will help you determine which options you are eligible for.

Securing Your Loan With Centric Bank

If you are thinking of purchasing a home in Lancaster, Harrisburg, or somewhere else in Pennsylvania, you may already be saving for a down payment. If you are considering purchasing a property in the next six months, contact Centric Bank to discuss your current mortgage choices. Our home loan officers can explain how mortgages can offer you a tax advantage and how you can keep your interest rates and monthly payments as affordable as possible. Start planning now so you can enjoy the home you've always wanted.

The reality is that for most people, a home is a lot more than just four walls and a roof — it is a place to raise a family and a place to fulfill dreams. As one of your most considerable assets, a house can also significantly impact your finances. Choosing the right home loan is an integral part of protecting yourself financially. If you need a mortgage, Centric Bank can help by providing you with the terms, rates, and types of home mortgages in Pennsylvania that best suit your needs.

Resources for Mortgages


A mortgage company represents the largest debt you will likely carry, and it's essential to review all your options and understand what you can do to save even more. Even minor changes in your interest rate can save you thousands or even tens of thousands of dollars over your loan term.


Centric Bank offers mortgage calculators and educational resources to help you become familiar with the available loan options. We provide personalized attention so you can discuss your personal situation with a mortgage expert on our team to help you find the right loan for your needs.
For more information about all of our banking solutions, including personal banking and HELOCs, reach out to the team at Centric Bank today!

View Mortgage Resources

All credit subject to approval. *Offer ends 12/31/2022. Not valid for portfolio, construction, or home equity loans.