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Government & Municipalities

Guidance, knowledge, and support—that’s what we deliver to every government entity we serve. We understand municipal and government banking and investment objectives and our Government Services Officer will work closely with you to create a customized service package. Contact Gary Kline at 717.909.8338.

In addition, we offer banking solutions customized to meet the needs of your municipality:

Our Government Checking account offers:

  • No Minimum Balance Requirements
  • Free Basic Starter Checks1
  • Business Debit Card
  • Free Online Banking2
  • Free Mobile Banking2
  • Tiered Competitive Interest Rates3
  • Full Collateralization Above $250,000 FDIC Coverage
  • Act 72 Coverage

In addition, banking solutions customized to meet the needs of your municipality:

Loans & Lines of Credit

Centric Bank can help with your lending needs for financing capital projects or refunding General Obligation Bonds. Let us help manage your cash flow for ongoing expenses. Our lines of credit can help you avoid fluctuations in your annual budgets caused by large-expense items. Ask about our competitive interest rates.


Leasing your purchases allows your essential equipment to pay for itself. Plus, you can avoid your equipment becoming obsolete with trade-ins.

  • Up to 100% financing of equipment
  • Fast, local credit decisions
  • Flexible financing with a fixed rate on terms up to 60 months
  • Sales and use tax paid monthly

Cash Management Services

Cash Sweep

Enhance the return on your operating accounts by sweeping excess funds into a higher-yield investment account. Funds will flow between accounts as needed.

Remote Deposit

Remotely and securely deposit checks for fast availability with our digital check scanner. Our specialist will install the equipment and teach you the process.

Merchant Services

Make it easier to provide card payment processing services with competitive pricing and programs.

Positive Pay

Help prevent fraudulent checks with Positive Pay. This software scans information from each check and either accepts or rejects the item for payment.

Investment Options

Call today for our latest CD and Money Market rates. You may also be interested in the CDARS® (Certificate of Deposit Account Registry Service) program, which allows you to combine the convenience of working with one financial institution with the security of FDIC insurance.

For more information contact our Government Services Officer, Gary Kline, at 717.909.8338.

1 Free starter checks or credit of up to $50 towards checks purchased through Centric Bank’s third party vendor.
2 Internet service provider/mobile carrier rates may apply.
3 Tiered rates to be determined