Mortgage pre-qualification helps you understand how much home you can afford and puts you in control of your home-buying process. Pre-qualification is the first step in your home buying journey.
Narrow your search by knowing exactly what you can afford
The goal of the mortgage pre-qualification process is to learn how much home you can afford. It’s important to know this information before you begin researching homes for sale. Centric Bank will collect some basic financial information from you, along with some other questions about your situation.
Send a message to sellers that you're ready to buy
A mortgage pre-qualification from Centric Bank will offer proof to sellers and real estate agents that you have been working with a mortgage lender and are ready to buy. Centric Bank will provide you with a pre-qualification letter to show evidence that you are working with a trusted lender.
Speed up the home loan approval process
Once Centric Bank has completed your pre-qualification, we have a picture of your financial situation, and we know what we’ll need from you to start your application process. Pre-qualification is a sort of “head start” in the application process. The Centric Bank team will guide you through the process of securing your mortgage approval once you find a home and are ready for this step.
Get Started with your Home Mortgage Pre-Qualification
Entering your information should take you under 10 minutes to complete. A mortgage specialist will contact you within one business day after submission to provide additional information on next steps.
All credit subject to review and approval.