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Duck Donuts Franchise Financing

Interested in starting a Duck Donuts franchise?  It's easy to get started with a prequalification application to Centric Bank, the financing partner for new Duck Donuts franchises.

  1. Review the list of documents below to see exactly what you'll need in order to complete the application process. You can download and print a PDF of this list to keep for your reference, too.
  2. You don't need to have ALL your ducks in a row to complete the brief prequalification application, though. Simply click on the Prequalify button below to get started today.  Your information will be securely submitted to Centric Bank. Sean Burns, Commercial Lending Officer, will be in touch with you within 48 hours. Please note that additional paperwork and credit verification will be required.
     

Prequalify

Download PDF Version of Prequalification Application
(You will need Adobe Reader to view, download and print PDF documents)


What Information is Needed?

Personal Financial Information (Required for all owners 20% or more)

  • Current Personal Financial Statement
  • Three years tax returns
  • Resume
  • Home and Business Telephone Numbers

Corporate Information (Required for Borrowing company)

  • Business Plan or Project Description
  • Franchise Agreement
  • Current Income Statement (No more than 90 days old)
  • Current Balance Sheet (Same date as income statement, no more than 90 days old)
  • Three years tax returns
  • Current debt Schedule, Rent Roll, STR Reports
  • Two years projections with first year on month-by-month

Affiliate Information (Required for any other entities more than 20% owned by principals of the borrowing company)

  • Current Income Statement (No more than 90 days old)
  • Current Balance Sheet (Same date as income statement, no more than 90 days old)
  • Three years tax returns (unless Schedule C of personal return)

Additional

  • Is the project a business acquisition? If yes, will need sales agreement
  • Are all guarantors US Citizens?
  • Have any of the guarantors ever been arrested or charged with any crime other than a minor motor vehicle offense?  If yes, please provide date, location and description.
  • A $2,500 packaging fee will be required at time of application and will be refunded only if you are NOT approved. The $2,500 fee is not refundable after loan approval.

Please call Sean Burns, Commercial Lending Officer at Centric Bank, at 717.580.6554 with any questions.