Our cash management services are designed to improve your business’s cash flow and operational efficiency. You’re one click or call away from our cash management experts and our monthly flat fee is a business advantage.
Contact Cash Management Officer Mark Holst at 717.909.8334 or 888.274.2033 to see how Centric Bank’s cash management services can help streamline your operations.
We offer access to your account information 24/7 through our convenient, safe, and secure online banking. We also offer the use of a security token for additional authentication. Customers enjoy the following features:
- View account balances and transactions
- View account history
- View check images, deposit tickets, and deposited items
- Transfer funds between accounts
- Current day and previous day reporting
- Stop payments
- Quickbooks reporting for easier account reconciliation
Make deposits right from your computer with our digital check scanner and an Internet connection. One of our remote deposit specialists will visit your place of business to install your check scanner and instruct you in this simple process.
- Scan your checks directly from your office.
- Each deposit is sent through our secure digital processing website.
- Your account will be credited within one business day.
- Keep scanned checks on file at your office until they clear your account.
If you have a very low volume of checks to deposit, you can also use our mobile web app to scan checks from your smart phone! Learn more about Mobile Banking here.
Initiate debits and credits electronically through the Automated Clearing House (ACH) system. Typical ACH applications include the following:
- Payroll direct deposit
- Tax payments
- Corporate payments and collections
- Vendor payments
Make credit card processing convenient and flexible for both you and your customers with our Merchant Services.
- Process payments for Visa®, MasterCard®, Discover®, American Express®, MAC, EBT, and more
- Equipment available at competitive prices
- Fees are deducted from your account at the end of each month
- Local support for installation, training, and questions
Enjoy the protection of an automated check matching system which allows you to monitor checks processed for payment against your account and reject any unauthorized transactions before a loss may occur.
Transfer funds quickly and securely to accounts at other U.S. banks. Our cut-off time for same-day online wire transfers is 3:00 p.m.
Make the most of your excess cash through one of our sweep accounts to maximize your earnings potential.
- Investment Sweep - Manages your cash more efficiently and increases your income by automatically transferring excess funds into a Money Market Investment Sweep Account which is interest bearing and FDIC insured.
- Zero Balance Accounts - Simplify your banking and maximize your business’s cash flow with a Zero Balance Account.
The Escrow Sub-Account helps you manage funds more easily by saving time and reducing paperwork.
- Combined statements
- Online viewing and transfers
- Nickname accounts on statements
- Interest-bearing options
To discuss the cash management needs of your business, please contact Mark Holst, Cash Management Officer, at 717.909.8334 or 888.274.2033.