Online Banking Login

Online Banking Login

ENROLL: Online Banking

Business Deposit Rates

Interest Rates and Annual Percentage Yields (APY) are accurate as of November 1, 2018. Rates are subject to change without notice, but are updated as soon as possible when changes occur. Fees may reduce earnings.

See Current Deposit Specials Here


Business Interest Checking | Non-Profit Checking | IOLTA Checking | Business Money Market | Business Indexed Money Market | Statement Savings | Business Certificates of Deposit

Business Interest Checking

Balance Interest Rate APY
$1,000.00 to $24,999.99 0.03% 0.03%
$25,000.00 and above 0.07% 0.07%

$1,000 minimum balance required to earn interest and avoid monthly balance fee. Available for businesses that are single-member LLCs, sole proprietors or unincorporated associations.

Non-Profit Checking

Balance Interest Rate APY
$0 to $99,999.99 0.10% 0.10%
$100,000.00 - $249,000.00 0.20% 0.20%
 $250,000.00 - $499,999.99 0.30% 0.30%
 $500,000.00 and above 0.40% 0.40%

IOLTA Checking

Balance Interest Rate APY
$0.00 - $99,999.99 0.10% 0.10%
$100,000.00 - $249,999.99 0.20% 0.20%
$250,000.00 - $499,999.99 0.30% 0.30%
$500,000.00 and above 0.40% 0.40%

Business Money Market

Balance Interest Rate APY
$2,500.00 - $24,999.99 0.05% 0.05%
$25,000.00 - $99,999.99 0.10% 0.10%
$100,000.00 - $249,999.99 0.25% 0.25%
$250,000.00 and above 0.35% 0.35%

$2,500.00 minimum balance required to earn interest and avoid monthly balance fee.

Business Indexed Money Market

Balance Interest Rate APY
$0.00 - $24,999.99 0.00% 0.00%
$25,000.00 and above 1.65% 1.66%

This account has a variable rate at 75% of the Wall Street Journal Effective Fed Funds Rate (EFFR) which was 2.20% as of 11.01.18. New Annual Percentage Yield (APY) takes effect on the first day of the following month. Individual Retirement Accounts (IRAs) are not eligible. A minimum balance of $25,000 new money (money not already on deposit with Centric Bank) is required to open account, earn interest, and avoid a monthly maintenance fee of $50.00.  Fees may reduce earnings. Interest rate may change after account opening. Offer is subject to change or be withdrawn at any time without notice. Federal regulations limit the number of pre-authorized withdrawals made from a money market account to six per month.

Statement Savings

Balance Interest Rate APY
Any Balance 0.10% 0.10%

Certificates of Deposit

Contact your nearest Financial Center to discuss rates on Certificates of Deposit for businesses.