Growing strong and healthy communities requires a commitment to champion our region's biggest asset — small business. Every business needs tools to help it grow, attract customers, manage resources, and reinvest in the community. Thanks to our customers, Centric Bank is one of the most powerful business resources in the communities we serve.
Centric Bank is serious about your business. We recognize that businesses in the Pennsylvania region do a lot more than sell services and products; they contribute to our economy, quality of life, and innovation standards. In return, we fully support them by providing innovative and practical business banking solutions here in Pennsylvania.
If you're looking for business banking information, business financing, or more, visit our nearest Financial Center, fill out our online form to connect with a banker, or you can call us at 717.657.7727 or toll-free at 888.274.2033 to speak to someone directly.
Real Business Banking Solutions – Designed for You
Whether you are a sole proprietor, a professional practice, or a Fortune 500 company, you probably realize you need a business banking account to keep your personal and professional assets separate. Business banking services, however, extend far beyond a business account. Centric Bank offers a full range of professional and business banking solutions for entities in Pennsylvania; all provided with exceptional customer care:
- Business checking accounts. Business checking accounts are the foundation of banking and allow you to access the tools you need to pay — and be paid.
- Certificates of Deposit, Savings accounts and Money Market accounts. These accounts allow you to hold onto revenue for more extended periods in a way that earns interest for your business. Centric Bank offers low minimum amounts to keep cash flow at your company healthy.
- Business Health Savings accounts. Centric Bank can help you set up Health Savings Accounts (HSAs) for your employees to save pre-tax dollars for health expenses in conjunction with a high-deductible insurance plan. Consult your tax advisor for potential tax savings.
- Leasing. Leasing equipment or technology allows you to keep your cash available for other uses. Centric Bank can finance up to 100% of your business lease and offer flexible payment terms and schedules.
- Business credit cards. When it's time to pay vendors or give your team members the ability to pay for supplies and inventory, a business credit card can be a great solution. Let Centric Bank help you find a credit card complementary to your business needs.
- Cash management. Centric Bank cash management experts can develop an action plan to improve cash flow and efficiency at your company for a monthly flat fee.
- Digital Banking. Running a business is more than a full-time job. We understand that when it comes to business banking, banks can't stay open late enough. We offer mobile and online banking so you can do business when you need to — not just during business hours.
- Merchant services for business. If you want to accept credit card payments and process payments at your business' physical location or online, you may need merchant services. Our experts can also help you transition to EMV-compatible devices for enhanced security against fraud for your business.
- Small Business Administration (SBA) loans: Our team will work closely with you to develop financing that meets your business's needs and allows you to accomplish your short and long-term goals.
More Than a Business Banking Account: Top Tier Services
Our "banking as usual" services are quite unusual, according to our customers throughout Pennsylvania. We blend the latest online and digital financial service technologies with personalized, relationship-focused customer care. Because you are so much more than an account number, we take the time to get to know you. We know your name and understand your principles of business. Our team's vast financial expertise guides you through the lending process to meet your goals.
We understand your business is not like any other company or organization out there. You pour your heart and soul into building a company that matters. That's why at Centric Bank, we offer unique business banking solutions for doctors, nonprofits, government entities, small businesses, and professional practices in Pennsylvania. Our customized solutions help you find a great fit between your business needs and our business solutions. Contact Centric Bank today to learn how we can help your business grow and thrive.