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About FDIC Insurance

Centric Bank is a member of the Federal Deposit Insurance Corporation (FDIC), which is a federal agency organized in 1933 that insures depositors' accounts up to the insured amount at most commercial banks and savings associations.

Basic FDIC Deposit Insurance Coverage Limits*

Account Type Insurance Limit
Single Accounts (One Owner) $250,000 per Owner
Joint Accounts (Two or More Owners) $250,000 per Co-Owner
IRAs and Certain Other Retirement Accounts $250,000 per Owner
Trust Accounts (including P.O.D. Accounts and Living Trusts) $250,000 per Owner per Beneficiary (subject to specific limitations and requirements)

 *These deposit insurance coverage limits refer to the total of all deposits that an accountholder (or accountholders) has at each FDIC-insured bank. The listing above shows only the most common ownership categories that apply to individual and family deposits, and assumes that all FDIC requirements are met.

More Information Regarding FDIC Coverage

If you have questions about FDIC coverage, please contact your local Centric Bank Financial Center, or call us at 1-888-274-2033. The FDIC offers an online tool to calculate the insurance coverage on your accounts at, and you can also contact the FDIC at 1-877-ASK-FDIC.