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What Businesses Need to Know About the CARES Act

Centric Bank is here for Small Business.

UPDATE December 9, 2020:  Thank you for your patience as we navigated through the final PPP forgiveness application procedural steps identified by the Small Business Administration.  We have launched our new Forgiveness Portal that is now open to all borrowers.  If you have a PPP loan with Centric Bank please start your forgiveness process below.


Please do not hesitate to contact us if you have any questions. We’ve established a Paycheck Protection Program support team, called the Centric Center. This group is dedicated to providing service and support to our PPP customers by reviewing Forgiveness Applications, responding to inquiries, and resolving technical issues. If you have any questions or problems with the Forgiveness process, please contact one of our PPP specialists at 717.686.4973.

Business Owner takes phone call and handles register.

Paycheck Protection Program (PPP)

Through the Paycheck Protection Program of the CARES Act, Centric Bank was able to provide nearly $215 million to over 1750 Central Pennsylvania and Greater Philadelphia businesses and entrepreneurs.  We are extremely proud to play a role in providing much-needed capital to our community which ensured 23,000 local employees continued to receive paychecks.  We know the importance of this funding, and we recognize the next step of the process is equally as critical.  

Centric Bank's PPP Loan Forgiveness Portal was created for the purpose of navigating our customers through the process of and maximizing the extent of their loan forgiveness.  This interactive and user-friendly new platform provides an easy and tailored PPP loan forgiveness request, walking you through each step of the process.  Through the PPP Loan Forgiveness Portal, you will enjoy:
  • Simplicity - automated forgiveness calculator to estimate your forgiveness eligibility 
  • Security – safe and secure document upload capabilities
  • Efficiency – ability to electronically sign the final loan forgiveness application
  • Convenience – streamline the process so you can get back to business
Please review our PPP Forgiveness Guidelines for further information about the process.  The latest guidance on PPP loan forgiveness from the SBA may be found at the links below.  As further details become available from the SBA, we will share that information directly with businesses who have a PPP loan funded through Centric Bank.

Business Loan Program Temporary Changes; Paycheck Protection Program – SBA Loan Review Procedures and Related Borrower and Lender Responsibilities

Business Loan Program Temporary Changes; Paycheck Protection Program – Requirements – Loan Forgiveness

Economic Injury Disaster Loans (EIDL)

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. You may learn more and apply on the SBA’s Coronavirus (COVID-19): Small Business Guidance & Loan Resources page.