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Centric Bank Announces Promotions Across the Credit Department

Harrisburg, PA (March 18, 2021) – Centric Bank is proud to announce the promotion of several members of its Credit Department.  The Credit team at Centric Bank has been integral in the management and processing of loan applications for the U.S. Small Business Administration’s (SBA) Paycheck Protection Program (PPP). The team played a critical role in helping to save businesses in Central Pennsylvania and Suburban Philadelphia, as well as over 20,000 jobs.

The Credit Department has been restructured into three underwriting teams to be led by Kevin Kelly, David Connor and Elizabeth Troup, all with the new title of Credit Analyst Team Lead.  The three teams report directly to Joseph Panaro, who was promoted to Senior Vice President, Senior Credit Officer.

Headshot of Joseph PanaroJoseph Panaro joined the Centric Bank team in 2019 as Vice President, Commercial Lending Officer with over 25 years of lending and credit experience with financial institutions. In his new position, Joseph will be responsible for the oversight of the credit underwriting function and maintaining direct lending approval authority. Joseph received his bachelor’s degree in finance from Pennsylvania State University and received his master’s degree in finance from St. Francis University. He is also a graduate of the Leadership Chester County program sponsored by the United Way.  Joseph is a member of the Rotary Club of West Chester. He has served as treasurer of the Chester County Family Academy for over 13 years and as the president of the Chester County Family Academy Foundation for over five years. Joseph previously served as a member of the Board of Directors of the YMCA of Greater Brandywine and is past president of the Rotary Club of Johnstown.  

Headshot of Kevin KellyKevin Kelly was promoted to Vice President, Credit Team Lead. In this role, Kevin will lead the underwriting efforts for the Harrisburg and Lancaster lending teams. Kevin has over 22 years of experience in the credit and finance industry and joined Centric Bank’s Credit Department in 2015 as a Credit Analyst III and was promoted to Assistant Vice President in 2018. Kevin received his bachelor’s degree in economics from East Stroudsburg University of PennsylvaniaHeadshot of David Connor.

Two team members, Elizabeth Troup and David Connor, were promoted to Assistant Vice President, Credit Team Lead. In this role each of them is responsible for managing the credit requests in their market area and working with lenders and borrowers throughout the underwriting process.

David Connor will lead the underwriting efforts of the Devon Lending Team. David joined the Bank in 2019 as Credit Analyst III and has over 16 years of experience in the banking industry. He received his bachelor’s degree in Headshot of Elizabeth Troupbusiness management from Moravian College in Bethlehem, Pennsylvania. David serves as Board Treasurer of the West Chester Area Senior Center.

Elizabeth “Liz” Troup will lead the underwriting efforts of the Doylestown Lending Team. Liz has over 18 years of banking experience and joined Centric Bank in 2018 as Credit Analyst III. In that role Liz was responsible for underwriting a significant segment of the more complex loan applications the Bank received. She received her bachelor’s degree in business administration from Immaculata University in Chester County, Pennsylvania.


Founded in 2007, Centric Financial Corporation, and its subsidiary, Centric Bank, is headquartered in south central Pennsylvania with assets of $1.1 billion and remains a leader in organic loan growth.  A locally owned, locally loaned community bank, Centric Bank provides competitive and pro-growth financial services to businesses, professionals, individuals, families, and the health care industry.  An American Banker 2020, 2019 and 2018 Best Banks to Work For, three-time Best Places to Work, Top 50 Fastest-Growing Companies for seven years, and twice ranked a Top 200 Publicly Traded Community Bank by American Banker for financial performance.    

Centric Bank has financial centers located in Harrisburg, Hershey, Mechanicsburg, Camp Hill, Doylestown, Devon, and Lancaster, loan production offices in Lancaster and Devon, and an Operations and Executive Office campus in Hampden Township, Cumberland County. To learn more about Centric Bank, call 717.657.7727, or visit  Connect with them on Twitter, Facebook, LinkedIn, and Instagram.

Centric Financial Corporation is traded over the counter (OTC-Pink) with the ticker symbol CFCX.
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