Lobbies reopening in Central PA Monday, June 1; Suburban Philadelphia June 8.  LEARN MORE

Centric Bank is still accepting PPP applications from current customers and new customers in our market area!  LEARN MORE

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COVID-19 Emergency Personal Unsecured Loan

Inquire Now about COVID-19 Emergency LoanTo offer financial relief for our customers, we have developed a COVID-19 Emergency Personal Unsecured Loan for our existing loan or deposit customers. To apply, please complete this brief form, and a banking representative will be in touch within 24 hours.  This loan features:

  • 6.26% APR*
  • Loan amounts from $2,500 to $10,000
  • Terms from 12 to 60 months
  • No fees
  • Quick turnaround on loan decisions
  • Eligibility:
    • Offer for current Centric Bank deposit or loan customers
    • No proof of hardship is required
    • Loan must be for personal use, not for business purpose
    • No collateral required; this is an unsecured loan
    • Subject to credit review and approval
    • Minimum FICO credit score of 650 is required
    • Maximum debt-to-income of 43% is required, based on historical income

*Centric Bank COVID-19 Emergency Personal Unsecured Loan is available to current customers having a deposit or loan in good standing with Centric Bank as of 03.23.2020.  6.26% Annual Percentage Rate (APR) applies to an unsecured, fixed-rate term loan with a term up to 60 months.  Minimum loan amount is $2,500 and maximum loan amount is $10,000. Sample monthly payment for a COVID-19 Emergency Personal Unsecured Loan with a balance of $5,000 at 6.26% APR over five (5) years is $97.27.   6.26% APR is a discounted rate for existing customers. There is no application, origination or prepayment fee.  Late fees and returned payment fees may be charged when applicable. Loans subject to credit review and approval.  Offer may be withdrawn at any time.  Additional terms and conditions may apply.

Complete this brief form and one of our bankers will be in touch with you within 24 hours, or speak with a banking representative at 888.274.2033.  We will be happy to assist you!