Centric Bank Online Banking Agreement
Last updated 9/2013
All Centric Bank (“Centric Bank,” “us,” “we,” “our”) information located on our server is protected under the copyright laws of the United States of America and in other countries. In addition, certain other information may be copyrighted by others. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on the Centric Bank system.
DISCLAIMER: Any person is hereby authorized to view the information available from our web server for informational purposes only. No part of the information on this server may be redistributed, copied, or reproduced without prior written permission from Centric Bank.
LIMITATION OF WARRANTIES: The information available on our server is provided “as is” without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
References to corporations, their services and products, are provided “as is” without warranty of any kind, either expressed or implied. In no even shall Centric Bank be liable for any special, incidental, indirect, or consequential damages of any kind or any damages whatsoever including any damages resulting from loss of use, data, profits, regardless of whether advised of the possibility of damage, and on any theory of liability, arising out of or in connections with the use or performance of the information available on our server.
Centric Bank does not endorse any links to or from our online banking website (http://www.netteller.com/centricbank).
Descriptions of, or references to, products, services, or publications within Centric Bank’s web server does not imply endorsement, approval of that product, service or publication. Centric Bank makes no warranty of any kind with respect to the subject matter, the products listed, or the completeness or accuracy of the information included on our server. Centric Bank specifically disclaims all warranties, expressed, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.
Changes may be made at any time to the information listed without prior notice.
REGARDING BANK-TO-BANK TRANSFERS: Within Centric Bank’s NetTeller Online Banking you may separately enroll for the Bank-To-Bank Transfer Service (“Service”). This Service allows you to transfer funds between your linked personal deposit accounts at Centric Bank and certain deposit accounts at other financial institutions. An inbound transfer moves funds into an account at Centric Bank. An outbound transfer moves funds from an account at Centric Bank to an account outside of Centric Bank. You will need to enroll each of your non-Centric Bank accounts that you wish to use for this Service. You agree that you will only attempt to enroll accounts for which you have the authority to transfer funds.
All accounts requested to be used as part of this Service will be verified in accordance with Centric Bank procedures. The verification process must be completed by you prior to using the Service. You will have 10 days after enrolling an account to complete this verification process. Verification instructions are displayed to you during the enrollment process.
Funds requested to be transferred will be debited/credited to your Centric Bank account the business day following the day you initiate the transfer, provided you have met the bank’s cutoff time for submitting bank-to-bank transfers. In the case of a future-dated or recurring transfer, these time limits will be the business day following the scheduled date of the transfer. The cutoff time for initiating transfers is 10:00PM Eastern. Funds requested to be transferred will be debited/credited to the non-Centric Bank account according to the receiving bank’s availability and transaction processing schedule.
Request for immediate transfers of funds cannot be cancelled. Future-dated and recurring transfers can be cancelled by 10:00PM Eastern on the day prior to the scheduled transfer date. If the transfer status is In Process, Pending, or Processed, you cannot cancel the transfer. There currently are no fees for the Service. Fees are subject to change.
Transfers are subject to the following limits unless otherwise agreed upon by you and Centric Bank:
- Up to three inbound transfers per day, not to exceed a total of $5,000.00
- Up to three outbound transfers per day, not to exceed a total of $1,000.00
The above limits apply to the total of all bank-to-bank transfers of a specific type for all accounts enrolled in the Service. We may change your dollar limits and transfer limits at any time.