Online Banking & Bill Pay
Simple. Safe. Convenient.
Sign in to handle all your banking transactions online.
Not online? Sign up here!		  
24-Hour Telephone Banking
Check balances, transfer funds, and more from your phone. Click here for more. 		 
FDIC Inurance and
Your Deposits
You're now protected up to $250,000. Learn what this means for you! 		 
Investments &
Wealth Management
We offer free consultations with a fully licensed financial advisor, right at your local Centric Bank branch! 		 
Make the Smart Switch!
You can become a Centric Bank customer in just four easy steps - download this simple form to switch today! 		 

Statement Savings
A strong interest return and the convenience of a monthly itemized statement of all transactions. Only $25 to open, and provided you maintain this balance, no service charges. You earn interest starting with the first cent, and have access to your account through any ATM. Plus, you’ll have anytime, anywhere access to your account with free Internet Banking.

BALANCE

INTEREST RATE

APY

$25.00 and Above

0.50%

0.50%
APY = Annual Percentage Yield. Interest rates current as of 11/10/08.
Minimum balance to earn interest is $25.00. Accounts not meeting
this minimum balance will incur a $3.00/month service fee.

 

Affinity Money Market
This money market is tiered and provides a higher yield than a statement savings. A $2,500.00 balance is required to earn interest and avoid monthly service fees.

BALANCE

$2,500.00 to $9,999.99

$10,000.00 to
$49,999.99

$50,000.00 to
$99,999.99

$100,000.00
or Greater

INTEREST RATE

1.00%

1.49%

1.74%

1.98%

APY

1.00%

1.50%

1.75%

2.00%
APY = Annual Percentage Yield. Interest rates current as of 11/10/08.
Minimum balance to earn interest is $2,500.00. Accounts not meeting
this minimum balance will incur a $25.00/month service fee.

 

Indexed Money Market
This money market is tied directly to the Federal Funds interest rate with a minimum balance of $25,000.00. In this rising interest rate environment, your interest rate increases as the Federal Reserve increases interest rates - this ensures that you will always have a market leading interest rate, not a promotional interest rate that will expire.

BALANCE

$25,000.00 to $49,999.99

$50,000.00 to
$99,999.99

$100,000.00
or Greater

INTEREST RATE

0.50%

0.75%

0.90%

APY

0.50%

0.75%

0.90%

APY = Annual Percentage Yield. Interest rates current as of 11/10/08.
Minimum balance to earn interest is $25,000.00. Accounts not meeting
this minimum balance will incur a $50.00/month service fee.

All interest rates are accurate as of listed dates.
Changes may occur at any time and without warning.
Interest rates are updated as soon as possible when changes occur.