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When it comes to what is probably your most used account, we understand that one size does not fit all. That's why we offer a full range of personal checking products, each with valuable features that will help you save time and money.

Great Affinity Checking Features
Unlimited Check Writing
Free Telephone Banking
Free Affinity Checks
Free Internet Banking & Bill-Pay
Free Debit Card
Free Notary Service


A
ffinity Free Checking
With no minimum balance, no fees, and a ton of free features, this might just be the most convenient checking account you've ever had!

$25.00 minimum opening deposit required at account opening.


Affinity Interest Checking
When you keep a minimum balance of $1,000, you'll earn a great interest rate - and you'll still get all of our great Affinity Checking features!

BALANCE
INTEREST RATE
APY
$1,000.00 - $24,999.99
0.20%
0.20%
$25,000.00 and Above
0.40%
0.40%

APY = Annual Percentage Yield. Accounts not meeting minimum balance will incur a $10.00/month service fee. Interest rates effective 01/27/2012.

$1,000.00 minimum balance required. First deposit due at account opening.


Affinity REWARDS Checking
With this great account, you'll receive special rewards like free ATM withdrawals nationwide and cash back on debit card purchases when you meet eligibility requirements.*

BALANCE
INTEREST RATE
APY
$0.00 - $4,999.99
0.25%
0.25%
$5,000.00 - $14,999.99
0.35%
0.35%
$15,000.00 - $49,999.99
0.45%
0.45%
$50,000.00 - $99,999.99
0.60%
0.60%
$100,000.00 and Above
0.80%
0.80%

APY = Annual Percentage Yield. Accounts not meeting a $1,000.00
minimum balance will incur a $25.00/month service fee.
Interest rates effective 01/27/2012.

*Rewards Checking requires an active Direct Deposit and enrollment in e-Statements through our NetTeller Internet Banking service.

Ten (10) free non-Centric Bank ATM uses per statement cycle.
Each signature-based debit card purchase earns $0.10 cash back reward.

$1,000.00 minimum balance required. First deposit due at account opening.


Golden Affinity Checking
If you're 50 or older, this account is just for you! Including all of our great Affinity Checking features along with free Overdraft Protection and free ATM withdrawals nationwide*, this account earns interest from the first penny - with no fees or minimum balance (when requirements are met**)!

BALANCE
INTEREST RATE
APY
$0.01 - 24,999.99
1.04%
1.05%
$25,000.00 and Above
1.24%
1.25%
APY = Annual Percentage Yield. Interest rates effective 01/27/2012.

*Overdraft Protection available with associated secondary account.
Ten (10) free non-Centric Bank ATM uses per statement cycle.

**Requires active Direct Deposit (payroll, Social Security, etc.).

$25.00 minimum opening deposit required at account opening.

All interest rates are accurate as of listed dates.
Changes may occur at any time and without warning.
Interest rates are updated as soon as possible when changes occur.

Fees could reduce earning on depository accounts where applicable.

 

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