|
Certificates of Deposit
We offer CDs at very competitive rates, ranging in term from one month up to five years, with a minimum deposit of just $1,000. Check back often for more special CD opportunities!
In addition, Centric Bank offers up to $50 Million in FDIC insurance on select CDs, so you can always rest assured that your deposit is in safe hands.
CD SPECIALS |
TERM |
INTEREST RATE |
APY |
13 MONTHS |
1.49% |
1.50% |
18 MONTHS |
1.64% |
1.65% |
24 MONTHS |
2.03% |
2.05% |
APY = Annual Percentage Yield. Penalty for early withdrawal.
Promotional certificates of $10,000 or larger require a new money deposit
of at least $5,000. Interest rates current as of 07/02/2010.
|
CD INTEREST RATES |
TERM |
INTEREST RATE |
APY |
1 MONTH |
0.35% |
0.35% |
3 MONTHS |
0.40% |
0.40% |
6 MONTHS |
0.50% |
0.50% |
9 MONTHS |
0.70% |
0.70% |
12 MONTHS |
0.80% |
0.80% |
18 MONTHS |
1.00% |
1.00% |
24 MONTHS |
1.39% |
1.40% |
30 MONTHS |
1.49% |
1.50% |
36 MONTHS |
1.98% |
2.00% |
48 MONTHS |
2.23% |
2.25% |
60 MONTHS |
2.72% |
2.75% |
APY = Annual Percentage Yield. Penalty for early withdrawal.
$1,000.00 minimum balance. Interest rates current as of 07/02/2010.
|
IRA Certificates
Centric Bank offers a full range of IRAs with a minimum balance of only $1,000. Retirement planning can be complex due to ever changing Federal tax regulation, so each of our offices has fully qualified financial advisors to assist in maximizing your retirement savings while minimizing your Federal Income Tax burden.
CD SPECIALS |
TERM |
INTEREST RATE |
APY |
13 MONTHS |
1.49% |
1.50% |
18 MONTHS |
1.64% |
1.65% |
24 MONTHS |
2.03% |
2.05% |
APY = Annual Percentage Yield. Penalty for early withdrawal.
Promotional certificates of $10,000 or larger require a new money deposit
of at least $5,000. Interest rates current as of 07/02/2010.
|
IRA CD INTEREST RATES |
TERM |
INTEREST RATE |
APY |
12 MONTHS |
0.80% |
0.80% |
18 MONTHS |
1.00% |
1.00% |
24 MONTHS |
1.39% |
1.40% |
36 MONTHS |
1.98% |
2.00% |
48 MONTHS |
2.23% |
2.25% |
60 MONTHS |
2.72% |
2.75% |
APY = Annual Percentage Yield. Penalty for early withdrawal.
$500.00 minimum balance. Interest rates current as of 07/02/2010. |
All interest rates are accurate as of listed dates.
Changes may occur at any time and without warning.
Interest rates are updated as soon as possible when changes occur.
Fees could reduce earning on depository accounts where applicable.
|
|
