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Online Banking & Bill Pay
Review your accounts, make
bill payments, download your statments and more for free!
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24-Hour Telephone Banking
Check account balances,
transfer funds, and more:
available 24-hours a day!
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Deposit and Loan Specials
Make your money work better
with our current special offers.
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Investments and
Wealth Management
We offer free consultations with a fully-licensed financial advisor!
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Lifelock Identity Protection
Keep your personal information safe and secure with Lifelock!
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Make the Smart Switch!
Become a new Centric Bank
customer in four easy
steps.
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At Centric Bank, we strive to offer competitive deposit and loan specials to suit all of your financial needs. From certificates of deposit to construction loans, we work hard to make sure you get the most for your money.
Check back often for more special offers!
Certificate of Deposit Specials |
CERTIFICATES OF DEPOSIT & IRA CERTIFICATES |
BALANCE |
INTEREST RATE |
APY |
13 MONTHS |
1.49% |
1.50% |
18 MONTHS |
1.74% |
1.75% |
24 MONTHS |
2.23% |
2.25% |
13 MONTH IRA CD |
1.49% |
1.50% |
18 MONTH IRA CD |
1.74% |
1.75% |
24 MONTH IRA CD |
2.23% |
2.25% |
APY = Annual Percentage Yield. Penalty for early withdrawal.
Promotional certificates of $10,000 or larger require a new money deposit
of at least $5,000. Interest rates current as of 03/01/2010.
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HOME EQUITY TERM LOANS |
TERM |
APR |
LOAN-TO-VALUE (LTV) |
UP TO 3 YEARS |
5.99% |
85% |
UP TO 5 YEARS |
5.99% |
85% |
UP TO 10 YEARS |
6.39% |
85% |
UP TO 15 YEARS |
6.79% |
85% |
UP TO 20 YEARS |
6.99% |
85% |
Minimum Loan Amount: $10,000.00 - No Fees!* |
APR = Annual Percentage Rate.
Requires an automatic
payment
from a Centric Bank checking or savings account.
Interest rates are 0.50% higher without automatic payment.
95% LTV available at 0.25% above listed interest rates; special underwriting applies. Interest rates current as of 03/01/2010.
*Fees may apply to Home Equity Loans above $250,000.
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HOME EQUITY LINE OF CREDIT |
INTEREST RATE |
APR |
LOAN-TO-VALUE (LTV) |
WSJ
PRIME - 0.50%* |
4.00% |
85% |
Minimum Line Amount: $10,000.00 - No Fees!** |
APR = Annual Percentage Rate.
10 year interest-only followed
by 10-year amortization.
*Line of Credit has a 4.00% Floor.
90% LTV available at WSJ Prime - 0.25%; 95% LTV available at WSJ Prime + 0.50%.
Special underwriting applies for LTV above 85%.
**Fees may apply to Home Equity Loans above $250,000.
Interest rates current as of 03/01/2010.
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CONSUMER CONSTRUCTION LOANS |
TERM |
INTEREST RATE |
FEES |
6-12 MONTHS |
VARIABLE INTEREST
RATE AT WSJ PRIME (5.00% FLOOR) |
1-POINT FEE STANDARD |
$575 APPLICATION FEE
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Interest-only Payments During Construction! |
Permanent take-out financing available. $575 required mortgage application fee.
*Interest rate floats at Wall Street Journal Prime Rate; please contact your local branch for the current interest rate.
Offer is subject to individual approval and may change
at any time without notice. |
All interest rates are accurate as of listed dates.
Changes may occur at any time and without warning.
Interest rates are updated as soon as possible when changes occur.
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