Centric Bank > About FDIC Insurance



	Online Banking & Bill Pay Review your accounts, make bill payments, download your statements and more for free! Log In ▪ Sign Up
	Open a New Account Apply for a new deposit account, mortgage, or home equity loan in a just a few easy steps! Go to Secure Application
	24-Hour Telephone Banking Check account balances, transfer funds, and more: available 24-hours a day! More Info
	Deposit and Loan Specials Make your money work better with our current special offers. More Info
	Investments and Wealth Management We offer free consultations with a fully-licensed financial advisor! More Info
	Lifelock Identity Protection Keep your personal information safe and secure with Lifelock! More Info

Centric Bank is a member of the Federal Deposit Insurance Corporation (FDIC), which is a federal agency organized in 1933 that insures depositors' accounts up to the insured amount at most commercial banks and savings associations.

BASIC FDIC DEPOSIT INSURANCE COVERAGE LIMITS*
ACCOUNT TYPE	INSURANCE LIMIT
Single Accounts (One Owner)	$250,000 Per Owner
Joint Accounts (Two or More Owners)	$250,000 Per Co-Owner
IRAs and Certain Other Retirement Accounts	$250,000 Per Owner
Trust Accounts (Including P.O.D. Accounts and Living Trusts)	$250,000 Per Owner Per Beneficiary (Subject to Specific Limitations and Requirements)
These deposit insurance coverage limits refer to the total of all deposits that an accountholder (or accountholders) has at each FDIC-insured bank. The listing above shows only the most common ownership categories that apply to individual and family deposits, and assumes that all FDIC requirements are met.

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to (and separate from) the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”).

For More Information...
If you have questions about FDIC coverage, please contact your local branch or our Lower Paxton Financial Center at 1-888-274-2033. The FDIC offers an online tool to calculate the insurance coverage on your accounts at www.myFDICinsurance.gov, and you can also contact the FDIC at 1-877-ASK-FDIC.