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Online Banking & Bill Pay Simple. Safe. Convenient. Sign in to handle all your banking transactions online. Not online? Sign up here! |
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24-Hour Telephone Banking Check balances, transfer funds, and more from your phone. Click here for more. |
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FDIC Inurance and Your Deposits You're now protected up to $250,000. Learn what this means for you! |
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Investments & Wealth Management We offer free consultations with a fully licensed financial advisor, right at your local Centric Bank branch! |
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Make the Smart Switch! You can become a Centric Bank customer in just four easy steps - download this simple form to switch today! |
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Promotional CD and IRA CDs
TERM |
INTEREST RATE |
APY |
9 MONTH CD |
3.44% |
3.45% |
12 MONTH CD |
3.49% |
3.55% |
18 MONTH CD |
3.69% |
3.75% |
30 MONTH CD |
3.69% |
3.75% |
30 MONTH IRA CD |
3.69% |
3.75% |
APY = Annual Percentage Yield. Penalty for early withdrawal.
$1000.00 minimum balance required. Interest rates current as of 11/10/08. Certificates $10,000 or larger require at least $5,000 new deposit. |
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Certificates of Deposit
TERM |
INTEREST RATE |
APY |
1 MONTH |
1.64% |
1.65% |
3 MONTHS |
1.79% |
1.80% |
6 MONTHS |
1.99% |
2.00% |
9 MONTHS |
2.39% |
2.40% |
12 MONTHS |
2.57% |
2.60% |
18 MONTHS |
2.72% |
2.75% |
24 MONTHS |
2.96% |
3.00% |
30 MONTHS |
2.96% |
3.00% |
36 MONTHS |
3.15% |
3.20% |
48 MONTHS |
3.20% |
3.25% |
60 MONTHS |
3.49% |
3.55% |
APY = Annual Percentage Yield. Penalty for early withdrawal. |
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IRA Certificates
Centric Bank offers a full range of Individual Retirement Accounts (IRAs). Although retirement planning can be complex due to ever changing Federal tax regulation, each office has fully qualified advisors who regularly attend formal training seminars to maximize your retirement savings and minimize your Federal Income Tax burden. As of April 1, 2006, IRA CDs are now FDIC insured up to $250,000.00.
TERM |
INTEREST RATE |
APY |
12 MONTHS |
2.57% |
2.60% |
18 MONTHS |
2.72% |
2.75% |
24 MONTHS |
2.96% |
3.00% |
30 MONTHS |
3.69% |
3.75% |
36 MONTHS |
3.15% |
3.20% |
48 MONTHS |
3.20% |
3.25% |
60 MONTHS |
3.49% |
3.55% |
APY = Annual Percentage Yield. Penalty for early withdrawal. |
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All interest rates are accurate as of listed dates.
Changes may occur at any time and without warning.
Interest rates are updated as soon as possible when changes occur.
